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— Roofing Insurance Claims · WI & IA
We handle the claim. You pay your deductible.
The roof damage is stressful enough. The insurance paperwork shouldn't be. We inspect free, document every impact in the format adjusters use, attend the adjuster meeting in person, and coordinate the claim from first call to final check, so you don't navigate scope disputes and depreciation holdbacks alone.
Free inspection & claim help
Wisconsin & Iowa · We respond in 2 hours
47yrsIn Wisconsin— Why Claims Get Underpaid
SEC 01 / 07
The claim outcome is decided by documentation.
Most homeowners file alone, accept the adjuster's first number, and never know what was missed. The difference between a denied or underpaid claim and a full one is almost always how well the damage was documented and advocated for.
Depreciation gets kept
recoverable depreciation
— How We Handle Your Claim
SEC 02 / 07
From first call to final check.
A step-by-step process built to remove the paperwork burden from you entirely. This is where Buckshot works differently from most contractors.
Free inspection & full assessment
We inspect at no charge, field shingles, ridge, valleys, flashing, soffit, fascia, and gutters, photograph every impact point, and measure hail bruising. You ge
Insurance claim documentation
We prepare a detailed damage report formatted for insurance review: photos with measurements, material specifications, and a line-item estimate in the format ad
Adjuster meeting We're there
When your insurer sends an adjuster, our project manager attends in person, walks them through each documented point, answers technical questions, and advocates
Approved scope, work begins
Once approved, we schedule fast. Full residential replacements are typically completed in a single day. The claim paperwork is handled by our team, not passed b
Final walkthrough & warranty
A project manager walks the completed work with you. You receive documentation of materials used, the manufacturer warranty, and our labor warranty.The help the
— Who Does What
SEC 03 / 07
Your job is short. Ours is the rest.
Homeowners are often surprised how little they have to do once we're involved. Here's the honest division of labor.
The whole insurance side
Three short things
The whole insurance side
- Free inspection and full damage documentation
- The claim report in adjuster format, photos and measurements
- Attending the adjuster meeting and advocating the scope
- Reconciling the adjuster's estimate for completeness
- Supplements for anything missed in the first scope
- The repair or replacement, often in one day
- Final walkthrough and warranty paperwork
Three short things
- Call us or submit the form to book the free inspection
- File the claim with your insurer (we tell you exactly what to say)
- Pay your deductible, on most covered claims, that's your only out-of-pocket cost
On a Replacement Cost Value policy, your deductible is typically all you pay; we bill the insurer for the approved scope. We confirm what your specific policy means before you file.
— Know Your Coverage
SEC 04 / 07
ACV or RCV decides what you pay.
Your policy type is the single biggest factor in your out-of-pocket cost. We read your policy summary with you during the inspection and explain what it means in plain terms.
Replacement Cost Value
RCV, the better case
Covers the full replacement cost minus your deductible. For most covered claims this means you pay only your deductible and we bill the insurer for the rest. RCV is what makes "a new roof for your deductible" possible.
Replacement Cost Value
RCV, the better case
Covers the full replacement cost minus your deductible. For most covered claims this means you pay only your deductible and we bill the insurer for the rest. RCV is what makes "a new roof for your deductible" possible.
— Denied or Underpaid?
SEC 05 / 07
A denial isn't always the end.
Denials and lowball offers usually trace back to weak documentation or damage that wasn't clearly tied to a storm event. If you've already been denied or paid too little, a documented re-inspection can change the outcome.
We help you understand options
We walk you through re-inspection and su
— Claims Handled, In Their Words
SEC 06 / 07
4.9 stars across 80 verified reviews.
— Home Base
Madison, WI · Centerville, IA
— Insurance Claim FAQ
SEC 07 / 07
Frequently asked questions.
Yes. We inspect and document the damage, prepare the claim report in the format adjusters use, attend the adjuster meeting in person, reconcile the approved scope, file supplements for anything missed, and complete the work. Your part is short: book the inspection, file the claim with your insurer, and pay your deductible.
On most covered claims with a Replacement Cost Value policy, yes, you pay your deductible and we bill the insurer for the approved scope. On an Actual Cash Value policy, depreciation applies and we document the full scope so recoverable depreciation can be claimed after the work. We confirm your specific policy before you file.
A denial often traces to incomplete documentation or damage not clearly tied to a storm. We re-inspect, document properly, and can file a supplemental claim for items the first scope missed. We’ll walk you through your re-inspection and supplemental options so you understand where you stand. See how →
Most insurers don’t require multiple contractor estimates for storm claims. Your adjuster provides their estimate and your contractor reconciles that scope during the claim. We review the adjuster’s estimate and make sure the approved scope is complete before any work begins.
Wisconsin policies typically allow 12 months from the storm event. After that window, damage that should have been covered becomes your cost. Unrepaired damage also compounds into decking rot that insurers often won’t cover, since it’s then treated as maintenance neglect. The sooner you have it documented, the better.
No. We’re your roofing contractor. We document damage, provide a professional scope and estimate, and coordinate with your insurer as the contractor doing the work. We are not Iowa public adjusters and don’t offer public adjusting services (Iowa Code §522C). For homeowners, this is exactly the help that’s needed, an expert who knows what the damage is and advocates for a complete, accurate scope.
— Related Services & Locations
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More from Buckshot.
Free Inspection & Claim Help
Don't file alone. Let us handle it.
Free inspection, full documentation, and we attend the adjuster meeting and coordinate the claim from first call to final check. Most homeowners pay only their deductible. Family-owned since 1979, GAF Master Elite, across Wisconsin and Iowa.
Buckshot General Contracting documents storm damage and coordinates with your insurer as your roofing contractor. We are not Iowa public adjusters, nor do we offer public adjusting services. Iowa Code §522C. Insurance coverage, deductibles, depreciation, and claim outcomes vary by policy, carrier, and the specific damage. WI Lic. DC-080900045 · GAF Master Elite Certified · Family-Owned Since 1979.