Home / Storm Damage / After-the-Storm Checklist
— After-the-Storm Checklist · WI & IA
In the first 48 hours, the order you do things in protects both your safety and your insurance claim. This is the exact step-by-step checklist we walk Wisconsin & Iowa homeowners through — free to use, no strings.
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— The Full Checklist
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Doing these in order keeps your family safe and makes sure your insurance claim reflects everything the storm did. Take them one at a time — and on the hard steps, we can take over.
Before anything else, check on people, then hazards. Damage can be fixed — safety comes first. Stay clear of downed power lines, leave if you smell gas or the structure looks unstable, and call 911 and your utility.
Your claim is only as strong as your evidence. Photograph everything — inside and out — before anything is touched or cleaned up. Take photos and video from the ground on all sides, and keep receipts for emergency expenses.
Insurers expect you to take reasonable steps to stop the damage from getting worse — but safely. This is where we come in: we tarp or cover openings to keep water out, then document it for the claim. Hold off on permanent repairs until the adjuster sees it.
A lot of storm damage isn't visible from the ground. A free professional inspection tells you what's really there before you file — hidden damage, lifted shingles, bruising and granule loss — and gets it documented in the format your adjuster expects.
With the damage documented, file with your carrier and open the claim. You pay your deductible — we handle the rest. We work directly with your adjuster so the claim reflects the full scope, not just the obvious.
After a storm, out-of-town crews flood the area. Never sign over your insurance claim or check. Hire local, licensed and accountable — someone who'll be here to honor the warranty. Be wary of door-knockers pressuring you to sign on the spot.
— Do & Don't
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If you remember nothing else, remember these. They're what protect your safety and your claim in the first day.
— What Your Claim Needs
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Most storm damage is covered by homeowner policies when it's documented properly. Three things make the difference between a smooth claim and a fight — and we help with all of them.
Photos, dates, and a professional damage report in the format your adjuster expects.
The full scope found and recorded, so the claim covers everything — not just the obvious.
When it's covered, you typically pay only your deductible — we handle the rest with your carrier.
— Know What Hit You
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Lifted, torn & missing shingles
Bruising, dents & granule loss
Winter roof leaks
Impact & structural damage
24/7 tarping & response
How we handle the process
Water mitigation & recovery
— What Homeowners Say
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Posted on Google Joy ITrustindex verifies that the original source of the review is Google. When the big storms came through the Madison-area in April 2026, I immediately started looking for a reputable roofer—who also understood the importance of weather-resistant materials that can withstand hail and wind. It didn’t take me long to find Brad from BCG. We had damage that needed to be repaired before the next round of storms came through later that day and Brad had a crew out within hours. Our neighbors also had damage, and when their roofing company didn’t show up, Brad and his crew also took on fixing their damage on the spot. The contracting process was done over email and we were able to clearly understand all of the options available to us. On the day of install, the crew was efficient and fast with their work. But also, mistakes can happen. And what matters to us is not that there’s perfection (because that’s not realistic), but how a contractor deals with a mistake. As they were taking down the tarps when they were finished with the roof, one of our lights next to the garage broke. Brad helped find a replacement online and had it shipped directly to our house! Such great service! All in all, we were very happy with Brad and the service we received from him and BCG. We’ve since recommended their services to several of our friends and neighbors who also had storm damage. While I hope we won’t have to do that again for a long time, we would work with BCG again in a heartbeat!Posted on Google Shelly ZieglerTrustindex verifies that the original source of the review is Google. I am extremely pleased with the service Matt Walmer from Buckshot General Contracting (BGC) provided for me during the hailstorm damage in Madison in April. I had just switched insurance companies one year ago and was worried about how much they would cover. Matt assured me everything would be taken care of and had nothing to worry about. True to his word he immediately answered phone calls during off hours even when he was with daughter at volleyball and answering texts in seconds Matt met up with assessor and arrived 20 minutes early. During roof replacement he stopped in 3 times to check the progress and next day he came back to do a walk around to make sure the cleanup was to his standards. I have been so blessed to work with Matt at BGC as my contractor as everything went so smoothly. No problems with my insurance company and I was the first one on my block to get my roof done. I also was telling Matt about some of my neighbors having problems with their insurance and he was willing to look at their paperwork and giving them advice on how to deal with them. I can proudly say I announced to them how good Matt was and gave them his card. Thank you so much Matt for your excellent service and being a great representative for Buckshot General Contracting. These days days it’s hard to find a business that is 100% committed to making sure the customer is their #1 concern. Going to be doing more work and sticking with them as I know it will be top quality.Posted on Google Amy StephensTrustindex verifies that the original source of the review is Google. We contacted BGC after storm damage and had them completely re-roof and re-side our house, garage, and shed. The entire process was incredibly smooth from start to finish. They were easy to work with, handled all the details, and made what could have been a stressful situation completely worry-free. Our contact, Jayce Kirkland, was outstanding. His professionalism, communication, and courteous demeanor were truly a breath of fresh air. He took care of everything for us and made sure the project stayed on track every step of the way. We couldn’t be happier with the experience and have and would highly recommend BGC to anyone needing roofing or siding work!Posted on Google Rob AnastTrustindex verifies that the original source of the review is Google. Very customer focused company. Replaced my roof and siding after hail and wind damage 6 years ago. Second hail and damage storm this year and they are my vendor of choice again. In process now to replace my roof and siding.Posted on Google paolo masoneTrustindex verifies that the original source of the review is Google. Brad gave me a good price and the roof looks great! The roof was replaced in one day.Posted on Google Doug CooperTrustindex verifies that the original source of the review is Google. They did an excellent job! Fast, efficient and did a great job cleaning up.Posted on Google christos karampetsosTrustindex verifies that the original source of the review is Google. My family member needed a roof replacement after the recent storm in Madison , Chad came out to inspect the roof and went over the options with us. Full roof replacement and the new roof looks GREAT, they were done with in 2 days and left no mess behind which was very thankful for. Thanks !!Posted on Google Jason MontezTrustindex verifies that the original source of the review is Google. *update* number 2 I have been through about 4 different people now to get my issue fixed. They came and fixed the side that was leaking. The contractor that came out confirmed the siding wasnt installed properly and put in some flashing to fix the issue. Since it wasnt installed right i wanted the rest of the house done to prevent other issues and the company agreed to do that. Still not done and now im dealing with yet another person who has not contacted me to resolve my issue. Told them when this job was completed i wanted a new patio door as well to get the last year of the energy credit. Crickets. I have been very patient, but am beyond frustrated at this point. *update* After posting i was contacted regarding my review. Turns out the reason i wasn’t contacted was because my salesman is no longer with the company and never responded to tell me that when i called him (his number was still correct at the time of the call). I had a rep come to my home and immediately discuss solutions to the issue. Everything was done properly on my home, its just one of those things no one could foresee. I am beyond happy with the speed things are moving once i was contacted. Already making plans for additional work needed next season. Had windows and siding done. The windows crew was fantastic. Personable as well as professional. Siding crew was also great. My issue comes with the after care. My basement was leaking during rains. It also leaked running the sprinkler for new grass. Contacted my salesman and never heard back. Been probably a month? Had a contractor friend of mine come look and the issue was the siding wasnt ran low enough (or a piece of flashing would have worked as well) to stop water from coming through the basement from under the sill plate. Id have even paid to have it corrected, but no call. My issue is a simple one, but the aftercare deserves a one. The total score is because their crews were great. The people in admin simply need to be better. I had to remove foam that was trafficking water in and will be using flex seal to create a barrier since no call was made back. Update as of april, 2026. After some frustrating back and forth one of their contractors came our and looked at my situation late summer of 2025. Confirmed the siding wasnt done properly and installed flashing where the leak was and i haven’t had an issue since. Despite the numerous tornados weve had. With that said, Fall of 2025 i told them (after being informed the siding wasn’t done properly by their guy) i told them while the basement no longer seems to leak, i want the rest of the house covered with that flashing incase their are other problems. i dont want to refinish my basement to discover issues. The “salesman” essentially accused me of only wanting free things and after him explaining to me how awesome he was and that i was wrong, i stopped the phone call. The subcontractors they hire are overall solid, but some of the staff have made the company unusable for me. Just be cautious if you use them. Communication is great… until they get your money.
— Home Base
Madison, WI · Centerville, IA
— After-the-Storm FAQ
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Make sure everyone is safe. Stay away from downed power lines, leave if you smell gas or the structure looks unstable, and don’t climb onto a wet or damaged roof. Damage can be repaired, so handle people and hazards first, then document. See the checklist →
Photograph everything first. Your insurance claim is only as strong as your documentation, so capture all the damage, inside and out, before you move or clean up anything. Keep receipts for any emergency expenses too.
Make temporary, safe repairs to prevent further damage, like tarping a roof opening, but hold off on permanent repairs until the adjuster has seen it. We can tarp and secure your home safely, then document it for the claim. We can help →
It’s smart. A lot of storm damage isn’t visible from the ground, and a free professional inspection tells you what’s really there and gets it documented properly, so you know whether to file and the claim reflects the full scope.
Be careful. After storms, out-of-town storm-chasers go door to door pressuring homeowners to sign. Never sign over your insurance claim or check, and choose a licensed, insured, local contractor who’ll be around to honor the warranty. Why local matters →
Nothing. Inspections are free with no obligation. If there’s covered damage, you typically pay only your deductible and we handle the rest with your carrier. For active emergencies we respond 24/7.
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