FAMILY-OWNED · SINCE 1979 MADISON, WI · CENTERVILLE, IA LIC. DC-080900045
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Home / Storm Damage / After-the-Storm Checklist

—  After-the-Storm Checklist · WI & IA

The storm passed.
Here's what to do next.

In the first 48 hours, the order you do things in protects both your safety and your insurance claim. This is the exact step-by-step checklist we walk Wisconsin & Iowa homeowners through — free to use, no strings.

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    —  The Full Checklist

    SEC 01 / 07

    Six steps, in the right order.

    Doing these in order keeps your family safe and makes sure your insurance claim reflects everything the storm did. Take them one at a time — and on the hard steps, we can take over.

    1

    Make sure everyone is safe

    Before anything else, check on people, then hazards. Damage can be fixed — safety comes first. Stay clear of downed power lines, leave if you smell gas or the structure looks unstable, and call 911 and your utility.

    DO · get everyone to safety first

    Safety first

    2

    Document the damage

    Your claim is only as strong as your evidence. Photograph everything — inside and out — before anything is touched or cleaned up. Take photos and video from the ground on all sides, and keep receipts for emergency expenses.

    DO · photograph all damage before cleanup

    Protect your claim

    3

    Prevent further damage

    Insurers expect you to take reasonable steps to stop the damage from getting worse — but safely. This is where we come in: we tarp or cover openings to keep water out, then document it for the claim. Hold off on permanent repairs until the adjuster sees it.

    DO · make temporary safe coverings

    24/7 tarping

    4

    Get a professional inspection

    A lot of storm damage isn't visible from the ground. A free professional inspection tells you what's really there before you file — hidden damage, lifted shingles, bruising and granule loss — and gets it documented in the format your adjuster expects.

    DO · get a free professional inspection

    $0 · no obligation

    5

    File your insurance claim

    With the damage documented, file with your carrier and open the claim. You pay your deductible — we handle the rest. We work directly with your adjuster so the claim reflects the full scope, not just the obvious.

    DO · keep receipts & file promptly

    Any carrier

    6

    Watch out for storm-chasers

    After a storm, out-of-town crews flood the area. Never sign over your insurance claim or check. Hire local, licensed and accountable — someone who'll be here to honor the warranty. Be wary of door-knockers pressuring you to sign on the spot.

    DO · hire a licensed, local, insured contractor

    —  Do & Don't

    SEC 02 / 07

    The quick do's and don'ts.

    If you remember nothing else, remember these. They're what protect your safety and your claim in the first day.

    Do These help you

    Don't These cost you

    —  What Your Claim Needs

    SEC 03 / 07

    What makes a claim go smoothly.

    Most storm damage is covered by homeowner policies when it's documented properly. Three things make the difference between a smooth claim and a fight — and we help with all of them.

    1 · Good documentation

    Photos, dates, and a professional damage report in the format your adjuster expects.

    2 · A proper inspection

    The full scope found and recorded, so the claim covers everything — not just the obvious.

    3 · Your deductible

    When it's covered, you typically pay only your deductible — we handle the rest with your carrier.

    —  Know What Hit You

    SEC 04 / 07

    Match the storm to the damage.

    Different storms leave different signatures on your roof. Here's what to look for — and what we check for you on a free inspection.

    Wind & Tornado →

    Lifted, torn & missing shingles

    Hail Damage →

    Bruising, dents & granule loss

    Ice Dam Damage →

    Winter roof leaks

    Fallen Tree Damage →

    Impact & structural damage

    Emergency Repairs →

    24/7 tarping & response

    Insurance Claims →

    How we handle the process

    Restoration →

    Water mitigation & recovery

    —  What Homeowners Say

    SEC 05 / 07

    Neighbors who called us after the storm.

    Real Google reviews from Wisconsin & Iowa homeowners — the same team that will document, quote, and build your roof.

    —  Home Base

    Madison, WI · Centerville, IA

    Local crews, close when it counts.

    Home base in Madison, WI with a second shop in Centerville, IA — family-owned since 1979 and close enough to respond within 2 hours when a storm hits.

    —  After-the-Storm FAQ

    SEC 06 / 07

    Questions in the first 48 hours.

    Need help now?

    24/7 emergency · free inspection · we respond in 2 hours.

    Make sure everyone is safe. Stay away from downed power lines, leave if you smell gas or the structure looks unstable, and don’t climb onto a wet or damaged roof. Damage can be repaired, so handle people and hazards first, then document. See the checklist →

    Photograph everything first. Your insurance claim is only as strong as your documentation, so capture all the damage, inside and out, before you move or clean up anything. Keep receipts for any emergency expenses too.

    Make temporary, safe repairs to prevent further damage, like tarping a roof opening, but hold off on permanent repairs until the adjuster has seen it. We can tarp and secure your home safely, then document it for the claim. We can help →

    It’s smart. A lot of storm damage isn’t visible from the ground, and a free professional inspection tells you what’s really there and gets it documented properly, so you know whether to file and the claim reflects the full scope.

    Be careful. After storms, out-of-town storm-chasers go door to door pressuring homeowners to sign. Never sign over your insurance claim or check, and choose a licensed, insured, local contractor who’ll be around to honor the warranty. Why local matters →

    Nothing. Inspections are free with no obligation. If there’s covered damage, you typically pay only your deductible and we handle the rest with your carrier. For active emergencies we respond 24/7.

    24/7 Emergency · Free Inspection

    On step 3, 4, or 5? Let us take it from here.

    You've done the safety and the photos — now let us handle the hard parts. We'll secure your home, document the damage, and work your claim with any carrier. You pay your deductible, we handle the rest. Family-owned since 1979.

    Crew available todayFreeInspection1 dayMost installsDeductible onlyOn covered claims4.9 / 5200+ Google reviews

    ●  From the crew that writes the guides

    Done reading? Let us look for you.

    The guides tell you what to check from the ground. We get on the ladder, photograph every facet, and tell you straight: a claim, a repair, or nothing to worry about.

    Free roof inspection

    Three fields. Twenty minutes on site. Zero cost, zero obligation.

    Free · No obligation · No spam

    Rather talk? (608) 909-9109