FAMILY-OWNED · SINCE 1979 MADISON, WI · CENTERVILLE, IA LIC. DC-080900045
24/7 STORM LINE (608) 909-9109
BGC
Hail & Storm Damage · Wisconsin & Iowa

Storm hit? We handle the claim, start to finish.

A hailstorm or windstorm can damage your roof, siding, and gutters in under 15 minutes. We inspect at no charge, document every impact point for your adjuster, and coordinate directly with your insurer, so you don't manage the paperwork alone. Most homeowners pay only their deductible.

Policies have a 12-month filing window. Damage compounds. Don't wait.
Pay only your deductibleWe attend the adjuster meeting5 carrier programsFree inspection
Free storm inspection
Wisconsin & Iowa · We respond in 2 hours
Please pick one.
Please enter your name.
Enter a valid phone.
5-digit zip.
We cover your area.
No spam. No obligation. We respond within 2 hours.

Got it. We'll be in touch.

Thanks, there. We received your storm inspection request and respond within 2 hours during business hours.

GAF Master EliteLicensedInsured
storm now? call 24/7
4.9
Google · 80 Reviews
5
Insurance Programs
$0
Inspection Cost
47yrs
In Wisconsin
What Storm Damage DoesSEC 01 / 07

Three kinds of damage. Each works against you differently.

Wisconsin and Iowa sit in a severe-weather corridor: hail, 60+ mph wind, violent summer storms. A professional inspection, not a DIY walk-around, is the only reliable way to assess what really happened.

Hail, more than visible dents

Hail as small as one inch cracks shingle granules, exposing the fiberglass mat. The mat then deteriorates within two to three seasons, not immediately, which is why insurers require prompt documented inspections. Hail also dents soffit, fascia, and gutters.

Wind, lifted & broken seals

When wind exceeds the shingle's rating, shingles lift, break their adhesive seal, or separate from the deck. Lifted shingles let rain drive under the underlayment, saturating decking. Wind claims are often denied without clear documentation.

Hidden, what you can't see

Impact bruising creates soft spots invisible from the ground but clear on close inspection. Cracked flashing seals leak slowly. This is the costliest category, it compounds silently for months before a ceiling stain appears, by which point decking rot has started.

How to Spot ItSEC 02 / 07

6 signs your roof took storm damage.

Policies typically allow 12 months from the storm to file. After that window, damage that should have been covered becomes your cost. Here's what to check after any significant weather event.

Granules in your gutters

Run your hand inside the gutter. Heavy dark, sand-like deposits mean surface fracturing, which accelerates UV breakdown of the mat underneath.

Denting on soft metals

Circular impact marks on gutters, downspout elbows, aluminum fascia, and vents almost always mean the shingles above absorbed similar hits.

Lifted, cracked, or missing shingles

Lifted tab edges, cracked faces, or bare decking patches, visible with binoculars, all let water in during the next rainfall.

Water stains on ceilings

Dark drywall staining or wet attic insulation confirms active intrusion. By the time it's inside, damage has been compounding. Urgent.

Cracked caulking at flashing

Around chimneys, skylights, and vents, hail and thermal shock crack the caulk, sending water straight behind the flashing.

Damaged or sagging soffit

Cracked or dented soffit panels open ventilation gaps for moisture and pests, and compromise the attic ventilation your warranty depends on.

Not sure what you're looking at? That's exactly what the free inspection is for. Book it →

How We Handle Your ClaimSEC 04 / 07

From inspection to check. We carry the paperwork.

This is where Buckshot works differently from most contractors. A step-by-step process that takes the insurance burden off you entirely.

Free inspection

Complete inspection of shingles, ridge, valleys, flashing, soffit, fascia, and gutters. Every impact photographed. Written summary before we leave.

Claim documentation

A detailed damage report formatted for insurance review, photos with measurements and a line-item estimate in the adjuster's format.

Adjuster meeting

Our project manager attends, walks the adjuster through each point, and advocates for a complete scope. The step most contractors skip.

Approved scope

Once approved, we schedule fast. Full replacements are often completed in a single day. We handle the claim paperwork, not you.

Final walkthrough

A project manager walks the finished work with you. You receive material, manufacturer warranty, and labor warranty documentation.

Pre-approved through 5 carrier programs, so we already know how your insurer works.
Start my claim →
ProgramContractor Connection
ProgramNexus
ProgramInnovation
ProgramSedgwick
ProgramMSP
Know Your CoverageSEC 05 / 07

What you actually pay depends on your policy.

Two policy types decide your out-of-pocket cost. We review your policy summary during the inspection and explain what yours means before you file.

Replacement Cost Value

RCV, the better case

Covers the full replacement cost minus your deductible. For most storm claims this means you pay only your deductible and we bill the insurer for the rest. RCV is what makes "a new roof for your deductible" possible.

Actual Cash Value

ACV, depreciation applies

Factors in depreciation based on the age of your roof or siding, so the payout is reduced accordingly. We explain exactly how your policy treats depreciation, and whether recoverable depreciation can be claimed after the work is done.

Most standard Wisconsin homeowner's policies cover hail and wind damage. The difference between a denied claim and a covered one is usually documentation, which is exactly what our inspection and adjuster process provides.

Roof Open Right Now?SEC 06 / 07
24/7 Emergency Storm Response

Tree through the roof? Don't wait on the water.

When a limb punctures your roof or wind strips shingles, interior protection cannot wait. We respond across Wisconsin and Iowa, tarp exposed decking, remove hazardous debris, and document the emergency scope for your carrier the same day where possible.

Call now, answered 24/7(608) 909-9109
Immediate tarping · Damage documented
Storm Work, In Their WordsSEC 07 / 07

4.9 stars across 80 verified reviews.

Read all Buckshot customer reviews →

★★★★★

I paid my deductible and Buckshot worked with the insurance on the bill so I didn't have to. They handled everything and the work was excellent.

P.S. · Wisconsin · Google
★★★★★

Ryan walked us through the whole process. He dealt with the insurance company, showed up for a free quote, and the job was scheduled quickly after.

Victoria Johnson · Wisconsin · Google
★★★★★

Our roof was damaged in a hailstorm and they worked directly with our insurance company to get our roof replaced.

Lori DeMario · Wisconsin · Google
Storm & Insurance FAQFAQ

Frequently asked questions.

Storm just hit?
Answered 24/7 · Free inspection
Q.01Does homeowner's insurance cover hail and wind damage?+
Most standard policies cover storm damage to roofing, siding, and gutters from hail and wind. Coverage depends on policy type, RCV covers full replacement minus your deductible, while ACV factors in depreciation. We review your policy summary during the inspection and explain what your specific coverage means before you file.
Q.02What if my insurance company denies my claim?+
Denials happen most often when documentation is incomplete or damage wasn't clearly tied to a specific storm. Our inspection report and adjuster meeting process is built to prevent that with measurable, dated documentation. If a claim is denied after our involvement, we can help you understand re-inspection or supplemental claim options.
Q.03How long do I have to file a storm claim?+
Wisconsin policies typically allow 12 months from the storm event. After that window closes, damage that should have been covered becomes your cost entirely. And unrepaired damage compounds, water under lifted shingles causes decking rot that insurers often won't cover, because it's then treated as maintenance neglect. Don't wait.
Q.04Will I really only pay my deductible?+
For most covered storm claims on an RCV policy, yes, you pay your deductible and we bill the insurer for the approved scope. The key is a complete, accurate scope, which is why we attend the adjuster meeting and advocate for the full extent of the damage rather than leaving items off.
Q.05Do I need multiple estimates before filing?+
Most insurers don't require multiple contractor estimates for storm claims. Your adjuster provides their own estimate, and your contractor reconciles that scope during the claim. We review the adjuster's estimate and make sure the approved scope is complete before any work begins.
Q.06Can siding, soffit, and gutters be in the same roof claim?+
Yes. Hail and wind damage to adjacent components, siding, fascia, soffit, gutters, and downspouts, is typically covered under the same storm claim as the roof. We document all of it in one inspection and include it in the adjuster scope so you're covered for the full event. See siding →
Related Services & LocationsMore

More from Buckshot.

Free Storm Inspection

Storm damage doesn't wait. Neither should you.

Free inspection across Wisconsin and Iowa, no cost, no obligation. We document the damage, handle the claim from first call to final check, and most homeowners pay only their deductible. Family-owned since 1979, GAF Master Elite.

Buckshot General Contracting handles insurance claim documentation and coordination as your contractor. We are not Iowa public adjusters, nor do we offer public adjusting services. Iowa Code §522C. Insurance coverage, deductibles, and outcomes vary by policy, carrier, and the specific damage. WI Lic. DC-080900045 · GAF Master Elite Certified · Family-Owned Since 1979.

Storm?(608) 909-9109